Tems & Condition of Agent /Distributors / Business Partners

Company Term and conditions

Partners Agreement

I Zaara Digital Partner/Distributor/Retailer Agree to become agent of the company
After reading all the term and conditions. if I commit any fraud with the company in the future, then for that I will be punishable and i will be legal criminal.
ZUNITY1 DIGITAL PRIVATE LIMITED. is a company which provides banking and digital service, the company creates an agent in All India to provide the service, if an agent is cheating with the company, then the company will take legal action on it and will
This agreement covers the terms and conditions related to purchasing any products and services from Zaara Digital through our website accessed via www.zaaradigital.com As a customer, its important for you to make sure you read and understand all conditions before making any purchase with us, to avoid any possible misunderstanding in the future.
User cannot use the service to harm/abuse anyone or any firm. User cannot use any bad words in the text that harms a person directly or indirectly. The User understands and makes a transaction only after accepting all of our terms and conditions mentioned below.
Balance Dispute
Please do not refund user until we refund you , if you do so it will be your loss. Please dispute your transaction within 7 days of transaction date else we will not able to check that transaction. We have following two dispute system


                                                                                                               Pan Wallet Refund  Only WALLET TO WALLET any bank account not transfer.

As per attached RBI circular on harmonization of TAT & customer compensation for a failed transaction, Acquirer Bank has to raise Credit Adjustment (CA) within T+5 calendar days for AePS transaction. Failing to the same, Acquirer Bank will be penalized by Rs

It means if Agent not received balance within 24 hr and want refund then make DISPUTE AND REFUND complain. It will maximize your chance to get it refund but it will not be 100% sucrity that you will get refund so please do not refund until we refund it.
DISPUTE AND REPROCESS – Itemeans if Agent not received balance within 24 hr and want to success that receipt generate then make DISPUTE AND REPROCESS complain. It will maximize your chance to get it success only if Agent provided correct details .
Account Validity

for keeping ID active If you do not have a transaction in the month of the month, then Rs 99 charges wil be required for the transaction in
Reactivate We generally provide 90 days A/c validity by default each time from the date of Last BBB
purchase. If the sms credits , Recharge are not used in the span of 90 days, we will be able to increase the validity only if the user makes a new transaction with us.and Rs 499 charge

You must need to Mentain Minimum rupees (INR) 350/-  + Service Cost . Please Recharge your Wallet  ASAP to avail our services .

Minimum Rs 500 Company bank account and UPI transfer Approve Wallet Balance Only.
Courier 90 Days Pending is Penalty of Rs.279 per PAN application The document is pending. Please courier the document. Otherwise your receipt will not be generated !!! Quaterly Document courier Slab 10th January 10th April 10th July 10th October in case your id block any time ! 
Account Termination

We have rights to forfeit the all/partial credits and terminate your a/c at anytime if we found you using it for illegal campaigns or in breach of DND agreement or any terms and conditions listed in this page. 
Reactivate We generally provide 90 days A/c validity by default each time from the date of Last BBB and Rs 499 charge

Pricing Policy

Pricing is bound to change every single month. This may not have any effect on your already bought credits, however, when TRAI or other gov. regulations hikes/decreases the base price, we have rights to increase/decrease your SMS credits , Recharge Margin without any prior notice.

Legal Action on Illegal Usage

We track your IP & geo location of your logins every single time and are saved in our database for security. Any illegal use, if found, we might first terminate your a/c and might take Legal action on you if the case is in severe breach of ours & Gov's terms and conditions.


We have 24x7 (Excluding Saturday and Sunday) billing system available for upi and imps. Remember we only accept payment directly from bank not from any 3rd party website or any company. Some times billing may takes 1 week.
No Refund Policy
We do not have any refund policy, funds transferred to us will never be refunded. So kindly test our services well before making any future transactions. Wallet Balance and any payment Not Refunded.

Account Termination / Change on Margin

we reserves the rights to modify/change any plan cost anytime without prior notification to their customers. We also reserves the rights to increase/decrease margin/surcharge on any operator anytime without prior notification to their agent. We also reserves the rights to terminate/suspend any of their agent account on violation of our terms and conditions or abuse or any harassment or if customer do not take any recharge balance for more than 1 year or customer uses our services on non-B2B website/portal/app. Pre-approval is required for No refund will be provided in all cases and if there is any amount of remaining balance left in agent account on our website, same will be converted to zero or nil and no refund/redeem will be given to agent. One transaction and one payment transaction is mandatory in every 30 days, if Zaara Digital user has not done any service used and payment transaction in last 30 days, his/her account will be terminated/suspended automatically by our system.
Our Terms & Conditions may change often, so kindly check out the page once in a while before making any commitment..
Last Update.  April- 2018