Zaara Digital for the New India

More and more people are switching to Zaara Digital to spend, save and manage their money.
Traditional banking is now a thing of the past!

Zaara Digitalis India’s largest Neo Banking platform delivering full stack banking services to individuals and businesses of all sizes

Our Mission — Simplify banking and make it an experience rather than an obligation


transactions processed


active consumers


value of transactions

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Banking Solutions

Digital account to Spend, Save and Track your money
1% unlimited cashback on online shopping 🎉 🥳


No Minimum Balance

load money without maintaining any minimum balance


Send & Spend

Pay online or in-store and send money to your loved ones


Cash Withdrawals

conveniently withdraw cash at any ATM across India


Save Money

buy digital gold or invest your money in bank deposits


Stay Safe

pause/resume transactions or setup limits on account


Pay Later Coming Soon

no money to spend? Just buy now and pay later

See Pricing Get Started For FREE

Save time and cost with our Smart Bank Account
especially designed for today's Startups & SMEs


Current Account

personalised account number with debit card and cheque book


OD / Business Loan

get instant overdraft offers or apply for a business loan


Payments & Collections

from your vendors & customers using multiple modes


Manage Expenses

with spend cards having real-time reporting and controls


Built-In CRM

to onboard and manage your customers, vendors & employees


Value Added Services

bill payments, insurance, travel bookings and a lot more

See Plans Get Started
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Locate Zaara DigitalDigi Kendra and avail banking services in your neighbourhood


Basic Banking

Money Transfer (Domestic & Nepal) and Micro ATM


Citizen Services

Apply for PAN and enroll in social Security Schemes


Insurance Services

Buy Motor, Travel, Health, Life and Personal Accident Insurance


Travel Bookings

Hotel, Rail, Bus & Flight bookings and FASTag recharge


Value Added Services

Utility & education fee payments, micro deposits & investments, loan applications and a lot more right near your doorstep

Locate Store Become a Digi Kendra
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API Banking

API banking platform that developers love

Easily Send Money with Zaara Pay! curl -X POST   --data {     account: "2876543210",     ifsc: "IBKL0123456"   } . . . . . . . Payment Successful 👍🏻

Powerful APIs

Integrate banking into your applications with our bundle of flexible APIs used by thousands of large businesses.


Elastic Platform

Super scalable cloud platform that auto-scales from zero to a million transactions, all in a single day.


Clear Documentation

Get started quickly with clear docs, code samples and SDKs to guide you throughout the implementation.

Digital account to SVG

Sandbox Mode

Play around and safely validate your code with a sandbox mode before hitting the production environment.


Secure API

Several verification levels in order to maximize the security of requests between our API and your infrastructure.


Dedicated Support

Meet your strict go-live schedules with our fast, helpful implementation support via phone, chat or email.

Developer Toolkit Let's Talk

A fresh approach to banking


Instant Activation

For individuals, get a digital prepaid account in seconds. For businesses, get a full-fledged current account in minutes.


No Hidden Charges

All our plans have been designed to fit most banking needs. You seriously pay for what you see and nothing else!


Track your Money

Track your spends and get an accurate picture of where your money is going and where you'd like it to go instead.


Cash Deposits

Deposit cash into your bank account at Zaara Pay’s nationwide network of Digi Kendras. Login to locate the nearest one now.


Mobile, Web & API

Use Zaara Digitalon the web, mobile or integrate our API with your business applications or accounting systems.


Premium Support

Our customers are at the heart of Zaara Digital. We’re there to answer all your queries round the clock, 365 days a year.


Built with security in mind

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We ensure you get a good night’s sleep with your money staying with large and highly stable banks in India.

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Enjoy secure access to your account with 2-factor authentication and TLS/SSL encryption of your data.

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Zaara Digitalcomplies with the same set of strict security standards as traditional banks in India follow.


Simple and predictable pricing

Classic Silver Hot Gold Platinum
Average Balance
25,000 50,000 1,00,000 5,00,000
Business Debit Card 250 / yr Free Free Free
Free Cheque Leaves
(per month)
100 upto 2000 upto 2200 upto 2500
Free Payments
Free Payments
Chargeable Chargeable upto 1000 Txns upto 2000 Txns
Free Collections
Free Cash Deposits
(Bank Branches)
Chargeable 10X MAB 10X MAB 12X MAB
Cash Deposits
(Digi Kendras)
Chargeable Chargeable Chargeable Chargeable
Get Started for FREE

Tailor-made banking solutions for larger organisations with a huge customer base requiring enterprise features at scale

  • Banking Accounts

  • Payouts & Collections

  • Cash Management

  • Expense Management

  • CRM & ERP Integrations

  • Value Added Services

Trusted by businesses near you

Ready to get started?

Experience a Fast, Flexible and Transparent Way to Bank

Open an Account
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Let's Talk

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